Travelogue of my Workday

7:00 Wake up and shower

7:15 Read Book of Mormon and Bible

8:20 Get dropped off at the people mover (free metro rail in downtown miami, kinda like those shuttles at disney world that are perched up about 10 feet above the ground)

8:50 Arrive at work and check my email

9:00 Notice that Citi's post-market stock price is at a ridiculously low 3.95 and make the decision not to watch it the rest of the day for fear of crying in front of my co-workers

9:03 Continue working on the "Country Decks" that we are making for conference calls that we have set up with the following district managers: Peru, Argentina, Chile, Colombia, Brazil, Caribbean, Central America, Ecuador, Venezuela

The country decks are basically presentations that we are preparing for our boss Carlos, who is the manager of all of the Cash Management department in Latin America. Cash Management consists of all of the solutions Citi offers to a companies treasury department that involves the inflows (Receivables), outflows (Payments), and reserves (liquidiy and investments) of cash.

So these "decks" include the following about the cash department in each of these countries:

Income Statement
Monthly Receivables Report
Monthly Payments Report
Intitiatives (Goals) for the upcoming year-strategies to increase revenue / decrease costs
New deals that were won / lost / in the making with existing or future clients

9:45 Leo (my supervisor who is on Carlos' team with me) calls me and asks me to let Jose continue working on the Decks and start working on a web site that we are preparing for Banco de Chile

The website that I am preparing for BdC is a word document, prepared in english, that contains the different cash management solutions Citi offers in Chile. I basically go to Citi's Global Transaction Services website, copy and paste different descriptions of these products, find slipsheets and case studies to go along with these descriptions, and pass all of this along to the Chile manager so she can do a review of the details and then send it off to be translated.

10:45 Finish BdC website and resume working on the Country Decks.

12:30 Leo calls me and asks me to analyze the Time Deposits of the companies we have in Jamaica from one database and compare them to the same data we have in our database. The reason being the Jamaica manager claims that we are not accounting for all of their Time Deposits in our weekly report

Time Deposits are a fancy way of saying Certificates of Deposits (it took me about 2 weeks to finally figure this piece of information out)

Turns out that the numbers don't add up and one database contains more TDs than the other

12:45 I call Renatto, the go-to-guy for the NY databse and fill him in on the situation

1:00 Renatto sends about 13 different emails to a number of people in NY trying to get the above situation resolved while simulatenously flooding my inbox and ruining our friendship

1:15 Eat lunch

2:10 Sneak another peak at Citi stock. . . 2.90. I have managed to lose about half the money I had gained after a month long bull market

3:00 Receive an email from Martin Guelman, one of the managers in Argentina, sending me some updated addresses for different Argentinian companies, all of which I asked for about a month ago.

4:00 Finish the Country Decks and begin working on the Weekly Liability Presenation

The Weekly Liability Presentation includes the previous two week's International Payment Account balances (Direct Deposit Account, Overnight Sweep Account, Time Deposit) of all of the companies in the Latin American region, as well as the local balances of these countries (IPA is an account held in US$ in NY, whereas local is basically the savings and investment accounts within each respective country)

6:00 Carlos comes in right before we leave to fill us in on his concern with one of the companies and tells us that tomorrow we will need to do an in depth analysis on why this company has been doing so poorly compared to the other companies in that country